Pandemic & Civil Authority
Post, landmark US pandemic BI decisions disputes: disease clauses, prevention of access, and robust loss quantification.
Full overviewLegal Case Types That Require a Business Interruption Expert Witness
When income loss is material to liability or quantum, courts expect disciplined financial modeling - not narrative estimates. The case types below routinely require a credentialed BI expert who can translate accounting records into Daubert-compliant opinions.
Government Shutdown & Regulatory Action
Mandatory closures, access prevention, and quantifying economic loss tied to state action.
Full overview
Contingent Business Interruption (CBI)
Third-party triggers, policy scope, and rigorous causal analysis for downstream revenue loss.
Full overview
Supply Chain Disruption
Upstream/downstream dependencies, trigger events at third parties, and quantifying downstream revenue loss.
Full overview
Fire, Flood & Property Damage
The most common BI triggers - quantifying loss from damage date through financial recovery, not just repairs.
Full overview
Cyber Attack & Network Outage
System downtime, ransomware, and coverage mapping across traditional BI and cyber policies.
Full overview
Prevention of Access & Denial Scenarios
Localised perils, police cordons, and hybrid clauses where access - not only damage - drives interruption.
Full overview
Utilities & Communications Failure
Off-premises failure extensions, public utility exclusions, and financial loss during downtime.
Full overview
Disputed BI Claim (Coverage & Quantum)
Where insurers challenge methodology, indemnity length, or the entire loss presentation - independent quantum reconstruction.
Full overview
Insurance Bad Faith & Unreasonable Handling
Industry practice, investigation adequacy, and reconstructing the claim insurers should have paid.
Full overview
DSU & Delay in Start-Up
Project timelines, DSU wordings, and revenue forgone for each day of insured delay.
Full overview
New York & US Major Centers
High-value retail, financial services, and professional-sector BI disputes with New York market rate and disclosure norms.
Full overview
extra expense, AICOW & Extra Expense Disputes
Economic limit arithmetic, efficiency tests, and mapping spend to the correct insuring clause.
Full overview
Need a business interruption expert witness?
Share the dispute and the timetable, and we will look for a credentialed specialist for loss quantification, policy interpretation and Daubert-compliant reporting.